Welcome to Get Smart Financial Services

We take pride in offering our clients an informed and intelligent financial services experience with superior outcomes, hence the name "Get Smart". We like to educate clients on the workings of the Global Financial System, and show how you can benefit from our extensive knowledge, and 20+ years financial services industry experience. 

We offer a wide range of services including home loans, property investment research, debt reduction strategies, tax minimization strategies, trusts & company set up, and motor vehicle finance.  We also offer a range of business services, including business start up advice, structures (trust, company, or sole trader), equipment leasing and hire purchase. Plus we work closely with external Financial Planning specialists who are licensed to advise you on Superannuation, Insurance, Investments, and Wealth Creation.

All our finance clients benefit from our sophisticated loan comparison software which analyzes a very wide range of mortgage loan products.  We compare interest rates, fees and charges and loan product features, then we find the best loan to suit your individual needs.   We email this loan comparison spreadsheet to you in a very simple easy to read format.  To download a sample loan comparison report, click here.

In addition, we take the stress out of buying, selling or refinancing property and assist with any finance queries long after your loan has settled.  Our offices are open 5 days per week, 8.30am to 5.30pm, plus we offer a mobile service where we can visit you after hours if necessary.  Our aim is to provide our clients with the highest quality advice and service in the industry.

ASIC (Australian Securities & Investment Commission) oversees the licensing of all parties involved in the provision of Financial Services, Credit & Lending. 

Michael Bull is a Credit Representative (Credit Representative Number 401301) of BLSSA Pty Ltd (Australian Credit License Number 391237).

Latest News and Financial Blog

With so much happening in the financial world right now, it is important to keep up to date with all the latest Financial News and Mortgage News.

We update our News page every Wednesday - click here to read the latest News.


Industry Affiliations

We are a member of the following industry groups:-

  • Mortgage & Finance Association of Aust.

  • Credit Ombudsman Service Limited.

  • Finance and Systems Technology (FAST)
    Finance and Systems Technology (FAST)
  • Australia's Market Leading Interest Rates

    We work hard to offer you market leading interest rates. We currently have some of the most competitive 2 year & 3 year Fixed Rates in Australia. And our lowest Home Loan Variable Rate is approx 1.26% below the average of the big 4 Banks Standard Variable Rates (This is for loans over $200,000 and is the Performance Plus Product offered by FASTlend). With over 30 Banks and Lenders, we guarantee to find you the most competitive deal available, that suits your circumstances and needs.

    Pay off your loan quickly

    For tips on both simple and innovative ways to pay off your home loan as quickly as possible, click here.

    First Home Owners Info

    For more information on the First Home Owners Grant (FHOG), please click here.

    Free Property Appraisals

    We subscribe to the very best Property Database in the country, via Australian Property Monitors and domain.com.au With much more detail than usually in domain.com.au it gives you a significant advantage when buying a property listed for sale. To download an example of a Property Appraisal Report, click here.

    And if you want a free Report for your own property or for one that you are considering buying, just email us the address and we will send you an extensive property analysis and report. It's totally free, so just click here


    Free Email Newsletter

    Every quarter we keep you up to date with important financial services  & mortgage news - trends in the share market, superannuation news, interest rates, investment property news, plus the latest and greatest new home loan products to be released.  Don't miss these vital announcements - click here to join.